Cashless Policy and Its Implications in the Nigerian Economy
Student: NUSAIBA MUSA JIBRIN (Project, 2025)
Department of Accounting
Bauchi State University, Gadau, Bauchi State
Abstract
The aim of this research is to assess the effectiveness of mobile payment as a solution to the implementation of the cashless policy in Nigeria. With the increasing adoption of mobile devices and the push towards a cashless society, mobile payment systems have emerged as a potential solution to enhance financial transactions and reduce reliance on cash. This study will investigate the current state of mobile payment adoption in Nigeria, examine the factors influencing its effectiveness, and evaluate its impact on the implementation of the cashless policy. Primary source of data was used and 40 respondents were sampled for the study. A random sampling method was used for selecting the sample in the research work and 5-liker scale questionnaires were also used to gather and obtain relevant information from the sample. The information gathered was interpreted and analyzed using simple percentage method and thereby helped the research work to actualize its objectives. The research findings eventually revealed that mobile payment is a solution to the implementation of the cashless policy in Nigeria. Several recommendations
Keywords
For the full publication, please contact the author directly at: nusaibamusajibrin@gmail.com
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Institutions
- Covenant Polytechnic, Aba, Abia State 1
- Covenant University, Canaan Land, Ota, Ogun State 4
- Crawford University of Apostolic Faith Mission Faith City, Igbesa, Ogun State 2
- Crescent University, Abeokuta, Ogun State 1
- Cross Rivers University of Technology, Calabar, Cross Rivers State 142
- Delta State Polytechnic, Ogwashi-Uku, Delta State 11
- Delta State Polytechnic, Otefe, Delta State 12
- Delta State University, Abraka, Delta State 138
- Ebonyi State University, Abakaliki, Ebonyi State 17
- Edo University, Iyamho, Edo State 10