Mobile Banking and Performance of Banks in Nigeria
Student: DAVID OCHUKWU LUCKY (Project, 2025)
Department of Banking and Finance
Auchi Polytechnic, Auchi, Edo State
Abstract
The study empirically examined the effects of Electronic-payment system on the efficiency of banks in Nigeria. The objectives of the study are to examine the impact of electronic payment system on return on asset and return on equity.Secondary sources of data was extracted using statistical bulletin of Central Bank of Nigeria and annual report of Zenith bank plc. The study made use of ordinary least squares regression technique for its regression analysis. Based on the analysis, the following findings revealed thus; electronic payment system has significant impact on the return on assets and return on equity. It was recommended among others that The government should place high emphasis on technology and internet infrastructure in order to make access to these e-payment channels easier and cheaper for the population.
Keywords
For the full publication, please contact the author directly at: davejohn507@gmail.com
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Institutions
- Binyaminu Usman Polytechnic, Hadijia, Jigawa State 3
- Borno State University, Maiduguri, Borno State 15
- Bowen University, Iwo, Osun State 1
- Chukwuemeka Odumegwu Ojukwu University, Uli, Anambra State 254
- College of Agriculture and Animal Science, Mando Road, Kaduna, Kaduna State 1
- College of Agriculture, Science and Technology, Lafia, Nasarawa State 8
- College of Education, Akwanga (affl To Ahmadu Bello Univ, Zaria) 1
- College of Education, Eha Amufu, (Affliliated To Unn), Enugu State 1
- College of Education, Warri (Affiliated To Delta State Uni, Abraka), Delta State 1
- College of Health Technology, Calabar, Cross River State 1