Mobile Banking and Performance of Banks in Nigeria
Student: DAVID OCHUKWU LUCKY (Project, 2025)
Department of Banking and Finance
Auchi Polytechnic, Auchi, Edo State
Abstract
The study empirically examined the effects of Electronic-payment system on the efficiency of banks in Nigeria. The objectives of the study are to examine the impact of electronic payment system on return on asset and return on equity.Secondary sources of data was extracted using statistical bulletin of Central Bank of Nigeria and annual report of Zenith bank plc. The study made use of ordinary least squares regression technique for its regression analysis. Based on the analysis, the following findings revealed thus; electronic payment system has significant impact on the return on assets and return on equity. It was recommended among others that The government should place high emphasis on technology and internet infrastructure in order to make access to these e-payment channels easier and cheaper for the population.
Keywords
For the full publication, please contact the author directly at: davejohn507@gmail.com
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Institutions
- Covenant Polytechnic, Aba, Abia State 1
- Covenant University, Canaan Land, Ota, Ogun State 4
- Crawford University of Apostolic Faith Mission Faith City, Igbesa, Ogun State 2
- Crescent University, Abeokuta, Ogun State 1
- Cross Rivers University of Technology, Calabar, Cross Rivers State 142
- Delta State Polytechnic, Ogwashi-Uku, Delta State 11
- Delta State Polytechnic, Otefe, Delta State 12
- Delta State University, Abraka, Delta State 138
- Ebonyi State University, Abakaliki, Ebonyi State 17
- Edo University, Iyamho, Edo State 10