The Integration and Impact of Financial Literacy as a Subject in Junior Secondary Schools in Selected Private Institutions
Student: FAVOUR Timileyin AKINOLA (Project, 2025)
Department of Vocational and Technical Education
Ekiti State University, Ado-Ekiti, Ekiti State
Abstract
ABSTRACT This study examined the integration and impact of financial literacy as a subject in junior secondary schools in selected private institutions. Data were collected through the administration of a research instrument and analyzed using appropriate statistical methods. The findings revealed that financial literacy was moderately to highly integrated into the curriculum, with available resources supporting its teaching. Students demonstrated improved budgeting skills, spending management, and discussions on money management within their families, though practical application of these skills in daily life was limited. Urban schools displayed a significantly higher level of integration compared to rural schools, highlighting disparities in resource availability and teacher capacity. The study concluded that while financial literacy education had positive outcomes, gaps in extracurricular activities, practical teaching approaches, and equitable resource distribution needed to be addressed for more effective implementation.
Keywords
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Institutions
- Sokoto State University, Sokoto, Sokoto State 42
- St. Albert The Great Major Seminary, Abeokuta. (affl. To University of Benin) 1
- Sule Lamido University, Kafin Hausa, Jigawa State 4
- Tai Solarin University of Education, Ijagun, Ogun State 18
- Tansian University, Oba, Anambra State 1
- Taraba State University, Jalingo, Taraba State 32
- Temple-Gate Polytechnic, Osisioma, Abia State 1
- The Oke-Ogun Polytechnic, Saki, Oyo State 6
- The Polytechnic, Ibadan, Oyo State 13
- THOMAS ADEWUMI UNIVERSITY, OKO-IRESE, KWARA STATE 1