The Integration and Impact of Financial Literacy as a Subject in Junior Secondary Schools in Selected Private Institutions

Student: FAVOUR Timileyin AKINOLA (Project, 2025)
Department of Vocational and Technical Education
Ekiti State University, Ado-Ekiti, Ekiti State

Abstract

ABSTRACT This study examined the integration and impact of financial literacy as a subject in junior secondary schools in selected private institutions. Data were collected through the administration of a research instrument and analyzed using appropriate statistical methods. The findings revealed that financial literacy was moderately to highly integrated into the curriculum, with available resources supporting its teaching. Students demonstrated improved budgeting skills, spending management, and discussions on money management within their families, though practical application of these skills in daily life was limited. Urban schools displayed a significantly higher level of integration compared to rural schools, highlighting disparities in resource availability and teacher capacity. The study concluded that while financial literacy education had positive outcomes, gaps in extracurricular activities, practical teaching approaches, and equitable resource distribution needed to be addressed for more effective implementation.

Keywords
the integration and impact of financial literacy as a subject in junior secondary schools in selected private institutions
Filters
Institutions