The Integration and Impact of Financial Literacy as a Subject in Junior Secondary Schools in Selected Private Institutions
Student: FAVOUR Timileyin AKINOLA (Project, 2025)
Department of Vocational and Technical Education
Ekiti State University, Ado-Ekiti, Ekiti State
Abstract
ABSTRACT This study examined the integration and impact of financial literacy as a subject in junior secondary schools in selected private institutions. Data were collected through the administration of a research instrument and analyzed using appropriate statistical methods. The findings revealed that financial literacy was moderately to highly integrated into the curriculum, with available resources supporting its teaching. Students demonstrated improved budgeting skills, spending management, and discussions on money management within their families, though practical application of these skills in daily life was limited. Urban schools displayed a significantly higher level of integration compared to rural schools, highlighting disparities in resource availability and teacher capacity. The study concluded that while financial literacy education had positive outcomes, gaps in extracurricular activities, practical teaching approaches, and equitable resource distribution needed to be addressed for more effective implementation.
Keywords
For the full publication, please contact the author directly at: akinolafavour24@gmail.com
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Institutions
- UMA UKPAI SCHOOL OF THEOLOGY, UYO, AKWA IBOM STATE (AFFL TO UNIVERSITY OF UYO) 1
- Umaru Ali Shinkafi Polytechnic, Sokoto, Sokoto State 24
- Umaru Musa Yaradua University, Katsina, Katsina State 28
- Umca, Ilorin (Affiliated To University of Ibadan), Kwara State 1
- University of Abuja, Abuja, Fct 117
- University of Africa, Toru-Orua, Bayelsa State 4
- University of Benin, Benin City, Edo State 362
- University of Calabar Teaching Hospital School of Health Information Mgt. 1
- University of Calabar, Calabar, Cross River State 240
- University of Ibadan, Ibadan, Oyo State 14