The Integration and Impact of Financial Literacy as a Subject in Junior Secondary Schools in Selected Private Institutions
Student: FAVOUR Timileyin AKINOLA (Project, 2025)
Department of Vocational and Technical Education
Ekiti State University, Ado-Ekiti, Ekiti State
Abstract
ABSTRACT This study examined the integration and impact of financial literacy as a subject in junior secondary schools in selected private institutions. Data were collected through the administration of a research instrument and analyzed using appropriate statistical methods. The findings revealed that financial literacy was moderately to highly integrated into the curriculum, with available resources supporting its teaching. Students demonstrated improved budgeting skills, spending management, and discussions on money management within their families, though practical application of these skills in daily life was limited. Urban schools displayed a significantly higher level of integration compared to rural schools, highlighting disparities in resource availability and teacher capacity. The study concluded that while financial literacy education had positive outcomes, gaps in extracurricular activities, practical teaching approaches, and equitable resource distribution needed to be addressed for more effective implementation.
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Institutions
- Landmark University, Omu-Aran, Kwara State 1
- Lead City University, Ibadan, Oyo State 1
- Lens Polytechnic, offa, Kwara State. 215
- Madonna University, Elele, Rivers State 20
- Madonna University, Okija, Anambra State 2
- Mcpherson University, Seriki Sotayo, Ogun State 1
- Michael and Cecilia Ibru University, Owhrode, Delta State 1
- Michael Okpara University of Agriculture, Umudike 43
- Michael Otedola Col of Primary Educ. Epe, Lagos (affl To University of Ibadan) 8
- Modibbo Adama University, Yola, Adamawa State 15